Cursor Plans refers to the tiered pricing and subscription structure of the Cursor AI code editor, offering options that range from a free Hobby plan to premium Ultra tier for power users. Understanding Cursor's pricing is essential for developers evaluating AI code editors, as the plan chosen directly impacts the amount of AI assistance available, the models accessible, and the team management features included. The pricing model has evolved significantly since Cursor's launch, transitioning from simple request-based limits to a credit-based system introduced in mid-2025.
The Hobby plan is free forever and includes limited Agent requests and Tab completions per month, providing enough usage to evaluate the editor. The Pro plan at $20/month offers unlimited Tab completions and a $20 monthly credit pool for premium models, with unlimited Auto mode that intelligently selects the best model for each task. Pro+ at $60/month triples the credit pool, while Business at $40/seat/month adds admin controls, centralized billing, and shared team rules. The Ultra tier at $200/month provides 20x the Pro plan usage and priority access to new features. Credits deplete based on the specific AI model chosen, but Auto mode requests are always unlimited on paid plans.
Cursor Plans are structured to serve the full spectrum of developers, from students and hobbyists who can get started for free, to professional developers who need consistent AI assistance with Pro, and enterprise teams requiring administrative controls with Business. The credit-based pricing model provides transparency about AI usage costs and allows developers to choose between cost-effective Auto mode and manually selecting premium frontier models when needed. Understanding these tiers is crucial when comparing Cursor against competitors like Windsurf, GitHub Copilot, and other AI-powered development tools.
